According to a recent survey, virtually all financial institutions (FIs) will offer mobile remote deposit capture (mobile RDC) within the next year.

This report provides FIs with an opportunity to benchmark against a variety of industry practices and experiences with mobile RDC with a focus on understanding the level and types of risks. As with any channel, the mobile channel has its own set of advantages and risks.

Our goal is to help FIs develop a fact base and recommendations that can be used in assessing the risk-reward trade-offs. The findings of this survey will help FIs identify those trade-offs in a way that maximizes their ability to balance the benefits of mobile RDC, independent of their risk appetite.

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