Mobile Deposit®
The world's leading mobile remote deposit capture solution

More than 1 BILLION transactions processed

Ready to discuss Mobile Deposit®? Contact us now

We Invented Mobile Deposit®

Mobile Deposit® is the market-leading mobile remote deposit capture (mRDC) solution for retail financial institutions, brokerages, and prepaid card providers. Our patented, award-winning technology has been licensed by more than 5,200 financial institutions and is loved by more than 70 million consumers.

Everyone Loves Mobile Deposit®

Mitek has enabled more than
1 Billion Mobile Deposits

Saving Banks Money

Saving banks
$2.5 billion

Saving consumers time

Saving consumers
415 million hours

Saving the planet

Keeping
5.5 million tons of CO2
out of the atmosphere

Undisputed Market Leadership

Mitek's Mobile Deposit® is the solution for over 98% of financial institutions that offer mobile deposit, including 99 of the top 100 banks in the U.S.

Happy Customers

Integrated by every major

mobile banking solution

provider

Checkmark

Built on 25 years' expertise in

financial document image

processing

mobile_deposit_patent

27 patents held 

and additional patents

pending

Millennials' Mobile Deposit usage increased 20% from 2014 - 2015

- Zogby Analytics Study 2015

Usability, scalability, and risk mitigation 

Exceptional user experience

Mitek's MiSnap™, our advanced auto capture experience, makes check capture effortless. The consumer simply holds their mobile device over the check and MiSnap™ automatically captures a usable image. Easy image capture means first time users are successful generating more usage and better reviews of your app. For the bank, Mitek's MiSnap™ mean less images are flagged for review.

Security

Risk mitigation

  • Endorsement Detection - the ability to detect the presence of an endorsement on the back of a check
  • Restrictive Endorsement - detects the presence of a desired phrase in the endorsement such as “For Deposit Only at XYZ Bank” to limit duplicate deposits
  • CAR/LAR Matching - ensures the numerical and the written amounts match
  • Front and Back Matching – this feature leverages new Harland Clarke PhotoSafe checks
  • Immediate MICR Validation
  • Blank LAR Field Detection
Analytics

Analytics

Business Intelligence Dashboard for performance analytics and tuning:

  • Understand what types of mobile devices are in use across the user base
  • Learn how all iOS and Android devices are performing
  • See imaging quality analytics, system performance, and other key metrics
Easy Integration

Build your Mobile Deposit® app on Mitek’s strong foundation

  • Image analytics meet Check 21 Industry Standards
  • Advanced algorithms automatically correct images; dewarp, deskew, distortion, and poor lighting conditions.
  • Specialized OCR software for highly accurate MICR validation
  • API for easy integration into mobile banking apps as well as core systems
  • State-of-the-art encryption
  • Various account capable so the user can select from the accounts
  • Mobile Deposit® history review for deposits and processed images
  • International Support – currently in POC in Brazil and UK. Already runs in Canada
  • Available for iOS and Android
  • Hosted and On-premise deployment

Mobile Deposit® is available through these partners:

1 in 7 Use Mobile Deposit ABA Study

One in Seven People

1 in 7 Americans

have deposited a check via mobile device in the past 12 months

Mobile Deposit

54%

of users do so at least once per month
27% once per month
12% twice per month
15% three or more times per month
45% less than once per month

Do you have any questions? Contact Us

Related content

2016 Mobile Deposit Benchmark Report

With customers now increasingly empowered in their use of paperless finance, they expect their financial provider to offer an optimal customer experience (CX). To illuminate specific opportunities for retail banking leaders, Futurion scored and ranked the customer experiences of 15 top multichannel depository financial institutions (FI's) for mobile deposit

Mitek Surpasses One Billion Mobile Check Deposits

“We estimate we have collectively saved consumers over 416 million hours in unnecessary trips to a branch or ATM. Moreover, we estimate that banks have saved over $2.5 billion in reduced processing costs. And, today with less than 5% of the total number of checks being deposited through a mobile device we are just getting started.”