Mobile Deposit^®
The world's leading mobile remote deposit capture solution

Exceptional user experience

Mitek MiSnap, advanced auto capture experience, makes check capture effortless. The consumer simply holds their mobile device over the check and MiSnap automatically captures a usable image. Easy image capture means first time users are successful generating more usage and better reviews of your app.  For the bank, Mitek MiSnap mean less images are flagged for review.

Risk mitigation

• Endorsement Detection - the ability to detect the presence of an endorsement on the back of a check
• Restrictive Endorsement - detects the presence of a desired phrase in the endorsement such as “For Deposit Only at XYZ Bank” to limit duplicate deposits
• CAR/LAR Matching - ensures the numerical and the written amounts match
• Front and back matching – this feature leverages new Harland Clarke PhotoSafe checks
• Immediate MICR validation
• Blank LAR field detection

Analytics

Business Intelligence Dashboard for performance analytics and tuning:

• Understand what types of mobile devices are in use across the user base
• Learn how all iOS and Android devices are performing
• See imaging quality analytics, system performance, and other key metrics

Build your Mobile Deposit app on Mitek’s strong foundation

• Image analytics meet Check 21 Industry Standards
• Advanced algorithms automatically correct images; dewarp, deskew, distortion, and poor lighting conditions.
• Specialized OCR software for highly accurate MICR validation
• API for easy integration into mobile banking apps as well as core systems
• State-of-the-art encryption
• Various account capable so the user can select from the accounts
• Mobile Deposit history review for deposits and processed images
• International Support – currently in POC in Brazil and UK. Already runs in Canada
• Available for iOS and Android
• Hosted and On-Premise deployment