Mobile Deposit®
The world's leading mobile remote deposit capture solution

Save customers a trip to the bank

Mobile Deposit® changed the way we bank

Mobile Deposit® is the market-leading mobile remote deposit capture (mRDC) solution for retail financial institutions, brokerages and prepaid card providers. This patented, award-winning technology has been licensed by more than 5,000 financial institutions and is loved by more than 70 million consumers.

Banks who’ve deployed Mobile Deposit enjoy

Happy Customers

Higher customer satisfaction and loyalty


Great engagement and usage of mobile app


Significantly lower costs per deposit

Millennials' Mobile Deposit usage increased 20% from 2014 - 2015

- Zogby Analytics Study 2015

Ready to discuss Mobile Deposit? Contact us now

Usability, scalability, and risk mitigation

Exceptional user experience

Mitek MiSnap, advanced auto capture experience, makes check capture effortless. The consumer simply holds their mobile device over the check and MiSnap automatically captures a usable image. Easy image capture means first time users are successful generating more usage and better reviews of your app.  For the bank, Mitek MiSnap mean less images are flagged for review.

Risk mitigation

  • Endorsement Detection - the ability to detect the presence of an endorsement on the back of a check
  • Restrictive Endorsement - detects the presence of a desired phrase in the endorsement such as “For Deposit Only at XYZ Bank” to limit duplicate deposits
  • CAR/LAR Matching - ensures the numerical and the written amounts match
  • Front and back matching – this feature will not be available until December 2015 and will only work on some type of checks
  • Immediate MICR validation
  • Blank LAR field detection


Business Intelligence Dashboard for performance analytics and tuning:

  • Understand what types of mobile devices are in use across the user base
  • Learn how all iOS and Android devices are performing
  • See imaging quality analytics, system performance, and other key metrics

Build your Mobile Deposit app on Mitek’s strong foundation

  • Image analytics meet Check 21 Industry Standards
  • Advanced algorithms automatically correct images; dewarp, deskew, distortion, and poor lighting conditions.
  • Specialized OCR software for highly accurate MICR validation
  • API for easy integration into mobile banking apps as well as core systems
  • State-of-the-art encryption
  • Various account capable so the user can select from the accounts
  • Mobile Deposit history review for deposits and processed images
  • International Support – currently in POC in Brazil and UK. Already runs in Canada
  • Available for iOS and Android
  • Hosted and On-Premise deployment

Mobile Deposit is available through these partners:

1 in 7 Use Mobile Deposit ABA Study

One in Seven People

1 in 7 Americans

have deposited a check via mobile device in the past 12 months

Mobile Deposit


of users do so at least once per month
27% once per month
12% twice per month
15% three or more times per month
45% less than once per month

Do you have any questions? Contact Us

Related content

Harland Clarke Checks Modernized for Mobile Deposit

Revolutionary changes to check processing technology in recent years left consumers and financial institutions wanting a safer check product that they feel more confident depositing through the mobile channel. To answer their requests, Mitek has modernized the paper check through a unique partnership with Harland Clarke, a leading provider of integrated payment solutions.