Selfie authentication is a biometric identity verification method that matches a selfie submitted by a user in real-time with a previously verified image. Selfie authentication is sometimes used for high-risk, sensitive transactions or account recovery. It may also utilize liveness detection to ensure the user is physically present and prevent a spoofing attack.
Use case/ examples for selfie authentication
New user onboarding: Onboarding a new user of a banking or fintech app by comparing their selfie with an ID photo.
High-risk transaction approval: Triggering additional biometric facial recognition or OTP-based authentication for large fund transfers, or other sensitive transactions.
Secure account recovery: Authenticating users during password resets or when using a new device by using facial recognition, to prevent account takeovers.