Selfie ID verification compares a live selfie taken by a user against the photo on the identity document they have presented, and uses facial recognition technology to confirm the two match. This process ensures the person presenting the document is the legitimate owner and helps to prevent identity fraud during the digital onboarding process. Selfie ID Verification can be paired with liveness detection to ensure that the selfie was captured in real-time, and is not a static image, deepfake, or other type of spoofing attempt. When document validation and biometric matching through selfie ID verification are combined, it ensures a strong defense against fraudulent account openings, and can be done seamlessly to preserve a frictionless user experience.
Use case/ examples for selfie ID verification
Remote account opening: Verifying a customer’s identity during the process of opening a new account, by capturing a live selfie and comparing it against the photo on a submitted government-issued ID to ensure secure onboarding.
Loan applications: Confirming an applicant’s identity during online loan or credit applications by matching their selfie biometrics to their presented ID documents, reducing fraud risk while accelerating approval timelines.
Age-restricted services: Meeting regulatory requirements by validating a customer’s age and identity before providing access to age-restricted products or platforms by combining selfie verification with document authentication.