Achieve trust and compliance in the digital channel with ID verification
Hear success stories from our customers!
Artificial intelligence for maximum predictive power
A powerful combination of true identity document experts and sophisticated algorithms allows Mobile Verify to proof real-world identities in a smart and fully automated way.
Behind every transaction, our technology uses diverse AI analytics to achieve its maximum predictive power. From capturing an optimal image of the ID document to performing fully-automated authentication checks, or biometrically matching the ID document with a selfie, Mitek's science is built to return quick and conclusive results.
Learn more about Mobile Verify's AI-Powered technology
Digital Identity verification in less than 5 seconds
It all starts with the quality of the image submitted
Mitek's capture SDK, MiSnap, evaluates the capture conditions in order to interactively guide users through commands as they hover their smartphone over their ID document.
This real-time guidance is made possible by video frame analysis, which also allows for an auto-capture of the best possible image from the video stream. As a result, the first attempt is usually successful, which encourages widespread, rapid user adoption as well as a higher image acceptance rate.
Once the image has been captured and submitted, Mobile Verify uses computer vision (CV) algorithms to match the image of the ID document to one of the thousands of formats of government-issued IDs from around the globe maintained in Mitek's cloud-based repository.
Through a combination of computer vision techniques, optical charater recognition (OCR) and rules, Mobile Verify compares the structure of the captured identity document against the corresponding document template in Mitek's repository.
Then, components such as printed bio-data, PDF417 barcode or the MRZ are accurately extracted and evaluated for consistency across the entire document.
In order to determine if the ID document is original and unaltered, Mitek's software unleashes hundreds of AI-based analytics on the image and extracted data, each one examining the ID in a different way to find anything suspicious.
Going beyond individual ML authentication checks, Mitek uses ensemble modeling for both, authentication and decision-making. It is an intelligent approach exploiting the power of the learned data to provide accurate predictive results.
Once the ID document has been authenticated, Mobile Verify uses biometric facial comparison algorithms to automatically match the portrait extracted from the ID document with a selfie; proving that the person submitting the ID document is its rightful owner.
The software's ability to quickly and reliably make this match is substantiated by both "passive" and "active" anti-spoofing techniques. Passive tests operate in the background ensuring that the selfie is from a real person and not the result of a digital reproduction. Then the end-user is given a command to blink, as an active technique to attest a real-life interaction.
While ML Algorithms learn from huge quantities of analyzed data, Mitek's ID document experts and data scientists also leverage their knowledge to investigate new trends and ways to improve the performance of Mobile Verify.
This process combines machines that quickly crunch through massive amounts of complex data with intel from our in-house ID document experts. It is a powerful engine to develop fully-automated forgery detection techniques.
Because both the physical and digital worlds never stop changing, Mitek runs its development and production systems in parallel - giving our technology the ability to drive a rapid iteration cycle of continuous adaptation and improvement.
Great UX |
Increase Revenue |
|
Reduce Costs |
Mobile Verify®, Mitek's ID verification solution, is used by financial services organizations and leading brands across the globe to create trust in the digital channel for safe onboarding, fast money movement, and user authentication. Digital leaders trust identity verification with Mobile Verify® because of its proven, customer friendly user experience and because it keeps them in compliance with ever increasing Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations.
Mobile Verify® completes the industry most comprehensive checks. It evaluates the document to determine its authenticity and if it has been altered in any way.
When a document is authenticated by Mobile Verify®, it is a genuine government-issued identity document. If fraudulent, it is immediately rejected. Documents that are suspicious are returned with warnings indicating that additional checks on the consumer are required.
3% - 5% of documents submitted in the digital channel are fraudulentTalk to an expert
Be sure the person submitting the ID document is who they say they are with face comparison. Mitek's Mobile Verify Face Comparison SDK uses advanced liveness detection so it cannot be spoofed. The user simply takes a selfie and the photo is compared to the photo on the ID document.
Instantly unlock the passport's RFID chip for another layer of trust. The data and image on chip further validates the authenticity of passport and the person presenting it is who they claim to be.
Creating trust across channels is now a reality.
Mobile Verify® ID verification can be integrated into mobile apps, mobile websites, and desktop applications and to be used by employees for assisted service on tablets.
Mitek MiSnap™, our patented mobile auto capture, is used across all channels.
You know there are good customers in your pended queue. They may be Millennials, immigrants or others with a thin credit file who simply cannot be identified with traditional checks. Asking them to leave the mobile channel and take their ID document to a physical location or fax in a copy isn’t the answer. Those trying to validate identity this way are seeing abandonment rates as high as 90%.
Mobile Verify® is your key to getting good customers out of the pended queue, onboarded and generating lifetime value.
Have questions? We have answers. Schedule a call
|
|
|
|
Want to learn more about Mobile Verify®? Contact us
This free, UK focused, white paper outlines the main reasons for digitizing identity verification processes and grow your revenue in a streamlined and compliant way.
Let's Go!
After Equifax data breach, regaining trust in the digital channel is more important than ever. Read this report by Javelin and discover secure and UX-friendly methods to verify your customers’ identities beyond old-fashioned KBA questions and passwords.
Read White Paper
Features
|
“Although some European citizens have electronic IDs, the clear majority still prefer to use their traditional, physical ID documents. New anti-terrorism laws forbid anonymous prepaid mobile phones, and many of our telecom customers are concerned about losing customers if the registration process is too cumbersome. Mitek offers an elegant solution that makes the registration process incredibly simple for consumers, enabling them to use their physical documents for digital registration and ID verification.”
-Artilium
“It’s easier, faster, more accurate and more reliable. The technology improves an applicant’s experience by eliminating the need to write or type in much of the required information and allows them to quickly get back to enjoying [an] event.”
–U.S. Bank
“Our digital content and events are highly sought after by Internet marketing professionals and we needed to safeguard our intellectual property without creating hurdles for our members. Mitek’s Mobile Verify enables us to provide our registered users a fast, easy and entirely digital way to verify their identities, and gain access to our educational platforms."
-iStack Holdings
"I am pleased that we have found a partner such as Mitek that enables us to achieve our customer experience ambitions for onboarding and, simultaneously, meet the ever-growing requirements for ‘reliable’ identification.”
-MoneYou.
“Since checks are an important source of donations, having a reliable and innovative technology to help streamline the check capture process is critical to our success. Our goal is to create the best user experience for our donors and fundraisers, driving business value to help fund our mission of freeing the world from the pain and suffering of cancer.”
-American Cancer Society
“We selected Mitek’s Mobile Verify because it is the only identity verification solution that delivers a seamless, omni-channel experience, making it easy for new users to quickly verify their identities during enrollment.”
- Gambit Financial Solutions.
“By integrating Mitek’s technology in the early stages of our registration process, we can ensure that all required identity verification is done upfront, allowing us to quickly and securely unlock all payment options for our customers. Having a fully compliant sign-up process makes our platform safer as it helps protect us and our users from potentially fraudulent transactions.”
-Nocks
“Mobile Verify helps us provide a fast and easy experience for our customers while ensuring that we’re complying with local laws and regulations. It replaces tedious and often paper based processes, dramatically increasing accuracy while reducing the time it takes to identify both parties in the transaction.”
-MoneyGram
“We are always seeking ways to streamline our in-store credit application process and Mitek’s technology helps Synchrony’s Mobile Apply app provide shoppers a faster, secure and private application process anywhere in the store.”
-Synchrony Financial
Hear from this panel of experts including Mitek, on the travel industry's mobile digital transformation. Learn how digital identity verification builds trust between travel brands and their customers.
Register Now!
Hosted by Tnooz, hear from a panel of experts including Mitek, on the travel industry's mobile digital transformation. Learn how digital identity verification builds trust between travel brands and their customers.
Click to download full document list
Passports supported
