Identity verification

Even as identity fraud escalates in today’s digital world, you can create certainty with Mitek’s Mobile Verify®.

This identity verification solution combines linked and layered automated technologies with the world’s top forensic experts to accurately verify your customers and detect identity fraud quickly, increasing approval rates as well as security. Mobile Verify® is also built to be flexible. It can integrate easily with your existing verification process and systems to deliver an intuitive and easy customer experience.

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By 2025, a global standard for portable decentralized identities will emerge in the market to address business, personal, social, societal and identity-invisible use cases.

Gartner

Capture technology

Patented image capture science Touchless and guided capture experience on all channels 

Document authentication

Flexible assurance levels AI authenticators, NFC authentication, forensic level experts

Biometrics

Top performing comparison algorithms (NIST FRVT), proven for demographical balance iBeta certified, passive liveness detection

Instant mobile verification

Mobile Verify® makes life simple for everyone but fraudsters. By integrating our digital identity verification technology with your current tech stack, you’ll onboard customers that matter more seamlessly, boost their brand confidence and loyalty. All this while reducing the costs associated with typical friction points and potential fraudattacks.

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Instant Mobile Verification Demonstration

Efficiency means results

95%
Acceptance rate*

Capture

Ensure the user captures a high-quality image with the first attempt

92%
Approval rate*

Verify

Confirm the identity document is unaltered and genuine

99%
Match rate*

Prove

Establish a trusted real-world identity profile by connecting the user to the identity document

*Product metrics based on full implementation using integration best practices and complete Mobile Verify® capabilities

Breaking down the innovation that builds digital business

Identity verification The entire process occurs within seconds, which translates to faster approvals, increased trust in the digital platform and an improved the AML/KYC compliance process. Biometric facial comparison Mobile Verify® uses biometric facial comparison algorithms to automatically match the portrait extracted from the ID document as its rightful owner. This is substantiated by both “passive” and “active” anti-spoofing techniques. Document authentication Hundreds of AI-based analytics are applied, each examining the document in a different way to determine if the ID document is original and unaltered. Mobile Verify® also uses ensemble modeling for both authentication and decision-making, which provides accurate predictive results.  Document classification Once the image is submitted, Mobile Verify® uses computer vision (CV) algorithms to match the ID document to one of the thousands of formats of government-issued IDs from around the globe help in the Mitek repository. Data extraction Through a combination of computer vision techniques, optical character recognition (OCR) and rules, Mobile Verify® compares the structure of the captured identity document against the corresponding document in Mitek’s repository. Components such as printed bio-data, PDF418 barcode or the MRZ are then accurately extracted and evaluated for consistency. Document capture Through video frame analysis, Mitek’s MiSnap™ evaluates conditions to interactively guide users through commands as they hover their smartphones over their ID documents. The first attempt is usually successful, which encourages widespread, rapid user adoption as well as a higher acceptance HOW IT HAPPENS
Identity verification The entire process occurs within seconds, which translates to faster approvals, increased trust in the digital platform and an improved the AML/KYC compliance process. Biometric facial comparison Mobile Verify® uses biometric facial comparison algorithms to automatically match the portrait extracted from the ID document as its rightful owner. This is substantiated by both “passive” and “active” anti-spoofing techniques. Document authentication Hundreds of AI-based analytics are applied, each examining the document in a different way to determine if the ID document is original and unaltered. Mobile Verify® also uses ensemble modeling for both authentication and decision-making, which provides accurate predictive results.  Document classification Once the image is submitted, Mobile Verify® uses computer vision (CV) algorithms to match the ID document to one of the thousands of formats of government-issued IDs from around the globe help in the Mitek repository. Data extraction Through a combination of computer vision techniques, optical character recognition (OCR) and rules, Mobile Verify® compares the structure of the captured identity document against the corresponding document in Mitek’s repository. Components such as printed bio-data, PDF418 barcode or the MRZ are then accurately extracted and evaluated for consistency. Document capture Through video frame analysis, Mitek’s MiSnap™ evaluates conditions to interactively guide users through commands as they hover their smartphones over their ID documents. The first attempt is usually successful, which encourages widespread, rapid user adoption as well as a higher acceptance rate.

How it's Built

ID data analysis, fully automated ML techniques, in-house ID expertise

While ML algorithms crunch mass quantities of data, Mitek’s ID document experts and data scientists investigate new trends and ways to improve performance. Combined they lead to fully automated forgery detection techniques.

Simultaneous AI-powered development and production systems

Run in parallel, these systems enableMobile Verify® to drive a rapid iteration cycle of continuous adaptation and improvement.

Use Cases

We help financial institutions onboard quality customers faster, mitigate fraud, and meet regulations.

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Our identity verification solutions allow digital platforms to foster trust in their communities by verifying a user’s identity.

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Let us help you offer travelers the self service and convenience they value. Remote check in and personalized guest experiences can streamline your processes, empower your customers, and give you an edge on your competitors. 

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Mobile Verify helps lenders meet regulations, reduce fraud, save costs and onboard users quicker.

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Secure ID document verification helps keep money moving safely with minimal disruption. Global fintech companies, money wires, virtual currency exchanges and other financial service providers partner with us to enable seamless and secure digital transactions for their customers.

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Experience Mobile Verify®

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