Mobile Deposits: Optimizing Fraud Detection, Decisioning, and Customer Experience
A Datos Insights + Mitek Report
Check fraud continues to impact all deposit channels—branch, ATM, and mobile alike. But mobile deposit, with its speed and convenience, presents unique opportunities to implement a sophisticated and real-time approach to risk management.
This new report—based on a Q1 2025 survey of U.S. financial institutions—offers a deep dive into the mobile deposit channel, revealing how financial institutions should evolve their fraud strategies to stay ahead. It explores how real-time, in-session detection, behavioral analytics, and AI-powered decisioning are enabling financial institutions to reduce losses, streamline operations, and improve the customer experience.
Inside the Report:
- Mobile deposit adoption and the value it brings to institutions
- Key vulnerabilities, including duplicate deposits and counterfeit checks
- How institutions can utilize real-time detection to reduce false positives and operational friction
- Industry trends in deposit limits, hold rates, and customer satisfaction
- Implementation considerations and KPIs for real-time fraud prevention success and in-session detection
Learn how to tackle deposit fraud across all channels with a smarter, holistic, real-time strategy—starting with the mobile experience.
Download the full report now to benchmark your approach, uncover best practices, and stay ahead of fraud threats.