PSD2: A visual guide to the new European payments directive

The revised Payment Services Directive (PSD2 – EU Directive 2015/2366) could revolutionize the payments industry, affecting everything from the way we pay online, to what information we see when making a payment. Upon enforcement, more companies will be defined as ‘payment institutions’ and will be regulated while banks will open up access to bank accounts via APIs to third parties, in order to encourage new players.

New Security and Authentication Regulatory Standards (Strong Customer Authentication) will be implemented, calling for more secure yet still frictionless and user-friendly ways of verifying consumers' identities.

Download this handy visual guide to navigate the changes and opportunities PSD2 will bring in. 

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