Fullz is a term used to describe a complete set of stolen personal data, including name, address, Social Security number, birthdate, and financial account details, that can be used to commit identity fraud. Fullz are often sold on the dark web. With this data, fraudsters have all of the basic information required to attempt to open new accounts or take over existing accounts, apply for credit, or conduct unauthorized transactions.
Use case/ examples of Fullz
New account fraud: Purchasing Fullz on the dark web and using the data to open fraudulent credit accounts or apply for loans. In the hands of fraud rings or creative fraudsters, the information can also be combined with synthetic data for additional use to open accounts with synthetic identities.
Verification: Using data from these complete identity records to pass verification checks and challenge questions, and gain access to online services or accounts.
