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Mobile Deposit®

Imagine a Check Scanner in your Hand!

Mobile Deposit is our flagship mobile banking software that extends check deposit capabilities to millions of users with camera equipped cell phones. No more waiting in line at the teller, or driving to the ATM. Mobile Deposit is as easy as Point. Shoot. Deposit. It's a perfect way to deposit a check for the person or business on the go. Sold exclusively through our bank service partners. Ask your bank for more details.

Making a Deposit is Easy and Safe

After downloading the app, log in using two-factor authentication. Once you initiate your secure session, simply key in the amount of your deposit, then take a picture of the front and back of the check. After confirming the amount, tap "Submit." Deposited. Done. You will receive an instant communication back from your bank after the check is submitted successfully.


IMagePROVE Technology

Supports Check 21 Industry Standards for Image Quality

Mobile Deposit ensures that your photo is picture perfect. Using patent pending IMagePROVE technology, the app automatically corrects photos of checks that may be wrinkled, skewed or distorted because of the angle of the camera. Plus, it uses our powerful E13B OCR engine for accurate MICR validation. Mobile Deposit gives you instant feedback if the photo of the check you just took will be acceptable to the bank for accurate processing. Using industry "quality and usability" tests, Mobile Deposit conforms to the industry accepted standard for Remote Deposit Capture. If the image isn't acceptable, simply take the picture again, including all four corners, good contrast and adequate lighting.

Benefits

  • Convenient - Customers can deposit checks anywhere, anytime.
  • Secure - Two-factor login authentication, data encryption on phone and en route to safe server.
  • Accurate - Captures and optimizes images and automatically extracts payment data.
  • Check 21 compliant - Ensures only images satisfying FSTC image quality standards pass.
  • Easy to download and use - Integrates into existing mobile wallets or stand-alone.

Features

  • Streamlined GUI - Deposit in just three steps: enter amount, image front, image rear.
  • Banking-approved image standards - Front and rear check photographs automatically converted.
  • Multi-account capable - Set up one or more accounts for deposit.
  • Review history - Recent deposits viewable on phone (if bank policy permits).
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IMagePROVE™ Technology

IMagePROVE technology turns your smartphone's camera into a "virtual" document scanner. It converts any document you photograph with your phone into a digital image that is equivalent in size, resolution and quality to documents you used to scan at your office.

Unlike their scanned counterparts, mobile images captured by camera phones are exposed to variable lighting conditions, various angles, and focal distance. Ouch. Ever take a bad photo at a birthday party? Well, you can do the same with a document. Let's face it, even with steady hands and good conditions, "raw" photos of documents taken by your phone are drastically different: they may have extra objects in the frame like keys or a coffee cup that can throw the processing off, or they may be an unknown size and resolution from the original document. Even worse, in most cases the document in the photo is often geometrically distorted, skewed or warped. As a result, the quality of the "raw" mobile document image is virtually useless. That's where OOMPH ! has a big advantage.

IMagePROVE uses advanced algorithms to identify and fix all these problems. Picture crooked? We'll straighten it. Warped? We'll un-warp it. Light shadows? We'll remove them. IMagePROVE automatically makes each mobile document picture perfect and equivalent to a scanned image.


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Mobile Receipt Customer Testimonial

"Just a short note to say that I've just downloaded Mobile Receipt for the iPhone and wanted to write and tell you and your team what a fantastic job you've done on that app. Without a doubt, it's the best iPhone app that I've yet seen.

I run a campaign in Australia called The Paper-Less Alliance (www.PaperLessAlliance.com) and I'm really impressed with how easy you make it for people to create expenses reports without using paper (you also make it a lot easier full stop).

As someone who is hopeless when it comes to putting together receipt reports (and I mean truly hopeless to the point of incompetence) I did all my receipts this morning using Mobile Receipt. I'm sure my PA fell off her chair when that expenses report came through!

With best regards and thanks for a very useful app."

JON DEE
FOUNDER & CHAIRMAN
DO SOMETHING! CREATING POSITIVE SOCIAL & ENVIRONMENTAL CHANGE